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The Insurance Lady

Protects Your
Family's Future

Life insurance provides a crucial financial safety net, ensuring your loved ones can cover major expenses like mortgages, education, or daily living costs if you're no longer there.

Covers Final Expenses

It helps ease the burden during a difficult time by providing funds for funeral costs, medical bills, and other immediate expenses, preventing financial stress for your family.

Offers Peace of Mind

Knowing your family is financially secure, no matter what happens, brings invaluable peace of mind for you and everyone you care for.

Why You Need

Life Insurance

Know the Difference

Life Insurance Types

  • Also known as Permanent Life Insurance. 

    Offers coverage for your entire life and it can include a savings component called cash value.

     

    Examples include whole life, universal life, and variable life insurance.

  • Health insurance can feel like a foreign language, filled with confusing terms like "deductible," "copay," and "coinsurance."

     

    Don't let the jargon intimidate you!

     

    Our simple glossary breaks down these common terms, so you can understand your plan and make confident decisions without the guesswork.

    Provides coverage for a specific period of time (e.g., 10, 20, or 30 years). It's generally lower cost and suitable for those who need coverage
    for a specific period.

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Katina Johnson - The Insurance Lady with Clipboard

Life Insurance
Terminology

Don't let unfamiliar terms stand between you and protecting your

family's future.

 

Our plain-language guide explains common life insurance terms like "beneficiary," "premium," "death benefit," and "term vs. whole life."

 

I'll help you confidently navigate the language of life insurance so you can choose the right coverage.

  • The lump sum of money paid to your beneficiaries upon your
    death, also known as the face amount.

  • The regular payments you make to keep your policy active.

  • The individuals or entities you designate to receive the death benefit.
     

  • The duration your life insurance policy remains active.

Get Peace of Mind

Start Quote Today

It's a common surprise for many people: life insurance is often far more affordable than you might imagine.

 

Seriously, sometimes it costs less than your daily coffee fix or monthly streaming subscriptions!

 

Let's chat and find an option that's a perfect fit for your budget!

Family

Take the First Step!

Click below to fill out basic information, and the Insurance Lady will take care of the rest. 

Receive quotes from the top insurance providers within 48 hours.

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